Sometimes I think that those in the world of financial media live under a rock. They have this assumption that the general public has a sizeable wad of cash to plow into the market. They'll put out a magazine article advising you to ADD THESE FUNDS TO YOUR PORTFOLIO NOW!!! The problem is many of these investments require anywhere from 3 to 10 thousand dollars just to get in. Sorry, but not all of us make six figures a year.